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I just adopted a shelter dog, and got 45 days of ShelterCare pet insurance....I was thinking about continueing it......any thoughts?
Thanks:)
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Never had it and should have with all the vet bills I've had. If you continue it, post the cost and coverage. |
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my girls have the Banfield pet plan..it's not insurane but a monthly payment that covers their shots and office visits and discounts any services/medications/flea/hearguard depending on w hich plan..their plan covers dental cleaning as well. I've debated cancelling since they keep switching vets on me but they've had it almost 8 yrs. |
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I was thinking about getting pet insurance when I got my little guy (see avatar) but decided that because he will be an indoor cat, I wouldn't need it. If I could afford it though, I wouldn't think twice about getting it because I'm sure it would pay for itself in the long run. |
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Liked the link, Shelly, thanx. |
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I would say yes, get the pet insurance. We didn't get it when we got our two puppies, because they were perfectly healthy (knock on wood!) and we assumed that they wouldn't need frequent pet visits until they got older. Well, unfortunately, the other dog owners in our apartment complex are awful about cleaning up after their dogs, so it seems like every time our pups go out, they pick up some kind of bacteria, infection or parasite from other dogs' droppings. Our oldest is only one and a half (the other is four months), and our pet bills are already in the thousands! So yes, I am a strong advocate of pet insurance now! |
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...and, of course, by "pet bills," I meant "vet bills." Sorry! |
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We ended up with the "collision" insurance-VBG....this covers MAJOR things ONLY....Tex had a few preexisting conditions that wouldn't be covered under the regular policy. Its about $12/month. Here's the link. http://www.petcareinsurance.com I also got the 24petwatch insurance in case he is lost and injured while lost. It was about $25/year. here's the link for that http://www.24petwatch.com/index.asp They are both from the same company. I haven't had to make a claim, and hopefully won't need to. I did have to send all the health records that I have on Tex to the insurance company. Susie |
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We just lost our little dog. Before we had to put her down it cost us well over $1,000 and they still couldn't find out what was wrong with her. If we had insurance it would have helped. |
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Try petsbest.com They have great plans and cover most things for pets including final expenses. |
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I'd urge a giant caution on health plans like that are only valid within one corporate network such as Banfield. These plans will NOT function as insurance in the situations when it's most needed - if you have a pet that needs care at an emergency clinic, or referral to a specialist. The plan may save you money and function as "minor medical" insurance, but it's not really comprehensive coverage. Comprehensive coverage at any vet clinic is available from companies like VPI. You still need to read the fine print about things like whether a purebred animal is covered for the problems that run in its breed. |
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